Zopa outgrew stored procedures: opaque logic, poor documentation, and inefficient pipelines. Moving to dbt Core brought modular models, tests, and version control, cutting change risk and spreading siloed knowledge. The dbt Platform then simplified onboarding, performance, and ownership, with live docs and lineage that boosted adoption and trust across teams, and supported regulatory reporting. Learn the tactics behind Zopa’s hub-and-spoke model, faster onboarding, and reusable definitions via dbt Mesh.