Thomas Gustinis is a seasoned entrepreneur and executive with over 20 years of experience in banking, finance, and AI-driven digital transformation. As Co-Owner & CEO of 4th-IR, he leads AI innovation, helping businesses leverage artificial intelligence for operational efficiency. He is also Chairman of the Trestle Foundation, supporting entrepreneurial growth and innovation. With a background as a CFO and COO in the banking sector, Thomas is an expert in financial regulatory compliance, risk management, and digital transformation strategies. His ventures span finance, healthcare, and AI, including partnerships leveraging virtual reality for cognitive disease diagnosis. A recipient of the Swiss Tell Award and Entrepreneur of the Year (Michigan), Thomas co-founded LAC2, an initiative driving AI adoption in Switzerland, and is part of NVIDIA’s Inception Program. He holds an EMBA from London Business School and Columbia University, a BSc in Accounting, and is a CPA in New York. Born in Princeton, NJ, Thomas now resides in Zug, Switzerland, where he continues to drive AI innovation at the intersection of technology, finance, and healthcare.