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Speaker

Floris Hendriks

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Product Manager Rabobank

As a Product Manager at Rabobank, Floris contributes to the creation of a next-generation data Lakehouse that supports credit modelling at scale. He’s passionate about shortening the time it takes to develop models and accelerating the path from concept to production. Previously, he worked as a Lead Quant Engineer, delivering high-quality end-to-end solutions in credit risk modelling, derivative pricing, and aggregated hedge reporting. Floris brings together a combination of deep technical expertise and a product-driven mindset. He holds a Research Master’s in Economics/Econometrics from Tilburg University, where he received formal training as a researcher.

Bio from: Data + AI Summit 2025

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Transforming Credit Analytics With a Compliant Lakehouse at Rabobank

This presentation outlines Rabobank Credit analytics transition to a secure, audit-ready data architecture using Unity Catalog (UC), addressing critical regulatory challenges in credit analytics for IRB and IFRS9 regulatory modeling. Key technical challenges included legacy infrastructure (Hive metastore, ADLS mounts using Service Principals and Credential passthrough) lacking granular access controls, data access auditing and limited visibility into lineage, creating governance and compliance gaps. Details cover a framework for phased migration to UC. Outcomes include data lineage mapping demonstrating compliance with regulatory requirements, granular role based access control and unified audit trails. Next steps involve a lineage visualization toolkit (custom app for impact analysis and reporting) and lineage expansion to incorporate upstream banking systems.